Hello and thank you for visiting if you are new, to this blog site. I have a Youtube Channel called Financial Living, where I share How I spend and look after my money and did this because I have been reckless and in debt, but now thankfully it has all been paid off.
I no longer dread looking at my bank accounts and got rid of having a Credit card and Overdraft and use the money I have and monitoring my money has made a huge difference.
I save everyday and check my bank account everyday and today I spent no money debit as paid some bits I need such as Chewing gum, because I keep getting a dry mouth, Vitamin D, a supplement I take this time of the year, bathroom cleaner and washing up liquid.
I post these each week and are free to download and print and I hope you find them useful.
I hope you have a good week and soon it will Christmas. Oh boy, am I ready? Not sure but no longer bitter about it.
I will be doing my programme, Winter Wellness to help you have a better Winter as the days get dark early and can feel very bleak and I often would find I would be extra tired, but now have learned to handle it by making changes and so this will begin on this site and my other blogs: 3rd November 2025.
What is a form of self care. I remember watching one of Mel Robbins Podcasts, which are very good, I do get a lot of inspiration, but there was one guest that talked about how having a bubble bath is not a form of selfcare. Well may be not?. I love the whole process of having a bath whilst listening to an audiobook. So why can’t it be seen as a way of giving myself, self care? It is what helps you when you have had a busy day and Oprah for example reads in the bath and so I feel that was, when listening to the podcast a bit of a misconception. Zoe Sugg for example loves to be in the bath scrolling on her phone, and I bet there are people saying, that that’s a bad thing. Why? If it is relaxing. Selfcare is not the same for everybody.
Budgeting is the same as dieting. I love to budget it helps me from buying another pair of boots and another collection of notebooks. It is not depriving me from anything. Not in my case anyway, but helps me make sure I put money into my son’s account, I pay my phone bill and if I need to buy an emergency item, having budget ensures me that I will have the money should that happen. Its covering anything that may breakdown, like my laptop, a household appliance we use like our Airfryer and so for me it does not feel like a diet.
Going to bed early and you will wake up early. Not for me. I have suffered with Insomnia since a child and would wake up between 3am and 4am and when I tried to go back to sleep I would feel more tired or have a nightmare. When I’ve gone to bed early, to see if helped, I just wake up at midnight and find I have over slept, so for me I now go to bed later. I read my book so as soon I feel the most tired, I drift off nicely and wake up at 5am. Going to bed later has helped me sleep all the way through the night and lowered my Insomnia. It all depends on each person and so if going to bed early helps you, fine, its not one way fits all, but what suits you and your lifestyle.
Eating three meals day. Now I am not saying this is wrong or right. For me I not always a lunch girl and love dinner but not able to do large amount of food, whether it is healthy or not. I find I get indigestion if I eat too much. I have listened to those experts on the TV and on Social media of you can eat large amount of food, as long as it is healthy and there are people who can eat larger amounts, of food and I am working on my food consumption by trying different foods, but eating when I know will fill me up and reduce waste.
I have the mentality to know when I am full. My son is starting to. My husband will skip a meal to have a big meal in the evening, if we have for example Fish n Chips. Chatting with my diabetic nurse she told me not to eat too much fruit, as it is still sugar and that you eat more vegetables and that has worked, but again I not able to eat to much even if it is vegetables. I do think home cooking is good and like cooking. So feel that people should do what works for their body and the recommended portion for their body type by getting help from a dietician, diabetic nurse or your GP.
Scheduling and Planning. I like to now use post it notes. Check out this blog on one of other blog sites: https://organize4thebetter.blogspot.com/2025/10/new-way-of-planning-and-staying-on.html I now have a pinboard that I claimed as my mum and step dad was getting rid of it and it really making a huge difference. I have used Google Calendar but just kept filling up my Inbox and so I now use Notion, Post its and my phone. It is what suits you best. Some like doing Block Scheduling. I tried this method but I found it to restricting. On my phone I use the Notes APP on my phone but it can use up storage. Again depends on your lifestyle.
It is good to listen to others about Selfcare, Finance, getting a good nights sleep, eating nice foods and scheduling and planning, but not to the word because it is what helps you, to manage your life, that fits around your lifestyle.
It is so good to have a reset especially when you have a lot happening. We have been trying to sort out Henry, my sons, learning and get a school placement, do homeschooling until he gets a school or tutoring and then sort out his and my bedrooms and just life things like laundry, cleaning the home and at the moment I do voluntary work.
So have a great week and if you’d like to be notified when I post on this site them please subscribe.
Life is full of experiences good or bad. They will either workout or not, but never allow those times to hold you back. You have the right to decide if you want to continue with something or not and not have it held against you.
We have to go down different routes to find out what we truly want in life and things will end and some will last a long time, but it all depends on how something makes you feel, or someone. You may have a break. I took a break from vlogging, knowing I will continue once I have had a break. I was doing my Autumn Reset I do each year.
I wanted to use the break I had from vlogging to do my Autumn Reset, to finish the first draft of the new book I am working on (vlog channel: https://www.youtube.com/@typicallondongal) Please check out my book Mum&Me, this was republished this year and now working on my next one. Sometimes it is good to not give up, but it depends on your true feelings and often if your in an emotional relationship. You still love and respect eachother, but you want different ambitions or paths you want to go down, it can often mean going your separate ways. It can still be a good relationships still, its just you want a different things.
When something doesn’t workout it’s not the end of the world. I gave up my dancing because I was working and felt I had gone as far as I could and wanted to focus on working.
I could have gone on but I just wanted different experiences. I began stewarding at Fulham FC and then did work experience with the Groundsman and so I felt that something had to end.
I was watched the Documentary of Victoria Beckham who was a part of a huge pop group but wanted to get into fashion designing and I was surprised by it. She was on the brink of collapse and so she let her life as a Spice Girl go, to focus on fashion.
When I journal I will ask “What do I want to focus on?”
I did football coaching, but fell pregnant and wanted to change my career choice and do some different as I had been working in various Call Centers but no longer wanted to do that and then I was made redundant and Henry came along. I did look for work pregnant but it was tough trying to find a new job but was getting further into my pregnancy and then I worked again in a Call Center, this job changed and were making cut backs and where as said, I had wanted to do something different.
So if things come to an end, it is okay and life is strange and it what makes you happy at the end of the day and how you feel in the moment, not the past or future.
Thank you for your follows and likes for my blogs and if you are new, welcome and if you want to be notified of when I post on this site then please subscribe.
When I ran a football team and felt “Oh I can do this by myself” I soon realised that I needed a bit of help. It doesn’t have to be One Man Band and asked a parent to help. I was hesitant in asking and running a football team, there was a lot to do. It was up to me to choose the training I wanted my players to do, pick the team for matches and collecting subs.
I think I was a bit naive too. I had this picture of it but the reality hits and realised it is totally different to what I imagines and underestimated it too.
If I was to run a team again I’d make sure I had someone helping me and have an assistant.
“It is okay to ask for help”.
If someone offers to help then say yes or have a chat and decide what their role will be and that they have the same mindset as you. When I working at Butlins I struggled with working Front of house and so asked if I could go back of house and felt good that I had the guts to talk to the manager of the restaurant. One of my friends said to try back of house and we were put together and we had a brilliant relationship. She got me and I got her and so glad I asked instead for help and I still did a bit of front of house work but not all the time and I felt pleased that I took the initiative to share how I felt and thankful to the Manager for listening to me and I felt better.
If you are stuck
I worked for a company that sold tickets for some attractions in the UK and I was finding one attraction booking difficult. I asked if I could have a bit more training. You should be supported by your manager or Team Leader because it shows them that you want to do well and it is the employer duty to help you if you are finding some things tricky.
Write things down. I am now working on Radio for a local hospital and if there is an issue I will flag it up and it helps me and my colleagues to inform one another and I make sure if there is something I am not sure about, I ask. I write in my journal of how I felt about my show and if they have told me how to do something, I go through each step in my mind and journaling is a great tool and do it everyday and write down what you are not sure of and who is the best person to ask. Or ask someone if they know of anyone that can help and worked in an area.
It is better to ask then not.
If you make a mistake
We all make mistakes. It is part of our learning as human beings. It is also shows you what you want to do and talking to others, that if they have made the same mistake and what they did to fix it. Don’t hide behind a mistake, but apologies, move on and learn so you know for next time.
I have made mistakes and it would cause me stress but then it can be down to the fact that they hadn’t communicated properly. I found in some companies, especially when I did temporary work that they assumed that you should already know. I worked for a holiday company, processing data but struggled to understand what I had to enter and the manager spoke to me as if I was dumb said “Oh it is easy” and telling a friend she said “Yes because he had probably done it for 20 years and so of course it is obvious to him” and so if they assume you know, say “I need to be shown again so I don’t make the same mistake”. Ask if there is someone you can sit with to go over it and them give you written instructions too.
Do they want to do a good job or a bad one
It is all about what works best for you, but never be afraid to ask someone to help you and feel you have to go it alone.
I have. When having an argument said something you shouldn’t have.
Take a moment to breath and go somewhere you can cool off and reflect.
People clash, its human nature and its a form of protection. It can affect the environment and escalate so do you want to put the fire out or keep it burning?
I have hit out and I am not proud of that. I find anger overwhelming, to the point I am not able to calm down, so I will leave the room or take two or so minutes, but then come back apologised and all has been right again.
It is good to have your say and give your point of view, but calling someone a nob head is not the way. Yes we want to vent and glad I have a journal and this has made a huge difference and use it for my books and looking back, realising that I lost control and I have learned from arguments and to put the smoke out, before its turned into fire.
I have looking back, laughed at myself. I remember when I was with my husband, when he was trying to give up smoking and we argued over a plate of chips and a draw. I remember saying “Have a bloody cigarette”. That wasn’t the best form of advice and should have been a lot more supportive as it can be hard to give up a habit and a lot of people smoke because it to them is calming and a break.
I felt like it was a personal attack, but no it just was that I wanted to share a plate of chips but not draw and now writing this, makes me laugh as actually I get his point.
He did when people were band from smoking in a pub, gave up smoking and he has never gone back. So often it can be that someone is fighting against a addiction or a habit. He just wasn’t in the right mindset to give up smoking. I am very good at weighing up my emotions, by thinking, “Is this going to lead to an argument and is worth venting about?” This helps me think before I speak and defuse the smoke before it turns into a fire.
No human being is perfect. Some may think they are, but noone is. Not that is some excuse to be verbally abusive. I have through habits controlled my feelings. This is journaling, walking and writing. As said weighing up. I will ask myself “How would you feel if someone said that to me?”
I dislike people who are hypocritical and have double standards. It should be one rule for all not specific people and being fair.
There have been times that I know I am right and finding myself wanting to say “Oh shut you shit bag and listen” but stopped myself and asked, “Do I want a good day or not?” and kept my thoughts to myself.
So try to stay calm and write it down. Turn it into a story, write a letter to yourself and if you can take yourself out of the situation, to defuse it before you say anything you will regret later. Try to remain in a good mindset and not lash out.
Hello it is time to post a new Cheat Sheet. They are free to download and print and post every Monday accept UK Bank Holidays and this week it is all about the Enjoyments of life.
It can be full of rollercoasters is life and you never know really what is going to happen each day. It is good to do things that help create good days and getting the most out of it, as much as possible.
It is good to go for walks. One of my colleagues on Epsom Hospital Radio does Walking Football and my brother does Walking Rugby. I like to do courses, read books and go for a coffee with my son and Swimming. The little things are just as good as the big things in life and life is about living.
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Hello and welcome! New Start as it is Monday, once more and it is time for a new Cheat Sheet. I post these every week, to help you to live your best life and not be bogged down with tasks.
Life should be enjoyed and not a burden. It should be a blessing not a hindrance, so this week is it a list of Things to do in Autumn. They are a free printable to download and print, if you wish too.
It is getting darker early and I love the Coziness and having a nice hot bath and feel blessed being at home and having a nice autumnal meal and drink, being in some cozy clothes and just chilling watching TV or like now, on my laptop sharing tips on Happy Living.
For a while I had been getting up really early with no alarm, just relying on my body clock and not going back to bed because I’d end up having a nightmare and would feel overly tired.
Last week I was shattered and was even told I look tired and was feeling agitated and yet like as I start this blog, realised I can still read and do a bit of writing on my laptop, by not getting up super early. I would some mornings be wide awake, but by 2pm I’d feel wiped out.
I have changed my routine and still been awake early, but brush my teeth and just chill and the get up at 6am. So do successful people get up at 4am or is it a myth? A trend?
Not getting up a 4am I can still have my first cup of tea, read and be in bed and turn the light off and if I get a couple more hours of sleep, then I listen to my body and obey it.
Steven Bartlett doesn’t get up early. He never books appointments before 11am. I think it is choice and what each persons body, tells them if they are an Early Bird or a Night Owl. Yes my son is an early bird, but I want to stay in bed, then I will. It is what I feel like and what suits me as an individual.
I was going to bed early but I would be awake by midnight fighting with my tiredness, feeling wide awake taking ages to go back to sleep. So now I stay up between 9pm to 11pm and I find it works better for me.
What works for you
Yes I have heard theories about if you go to bed early you wake up earlier but like I have said, my body and mind likes to sleep when I feel actually tired enough and I like to spend time doing a bit of writing in the early evening and then watch some TV and that is what works for me.
When some people do night shifts they still have to sleep and one of my uncles did that for years and so it is what suits a persons lifestyle. They still need to eat and stay hydrated, stay clean and have some winding down time.
So if you want to get up at 4am and it suits you, great, if not then do what works for you. You are your own boss and your choice, going on your lifestyle and what helps you to sleep well, to function well.
So I hope you have a good week and if you’d like to keep up to date of, when I post, on this site, then you can do so, by Subscribing and so see you in my other blogs, I plan to write.
Everyone can build a castle 
