Hello and thank you for visiting if you are new, to this blog site. I have a Youtube Channel called Financial Living, where I share How I spend and look after my money and did this because I have been reckless and in debt, but now thankfully it has all been paid off.

I no longer dread looking at my bank accounts and got rid of having a Credit card and Overdraft and use the money I have and monitoring my money has made a huge difference.

I save everyday and check my bank account everyday and today I spent no money debit as paid some bits I need such as Chewing gum, because I keep getting a dry mouth, Vitamin D, a supplement I take this time of the year, bathroom cleaner and washing up liquid.

So here is my weeks Cheat of Managing Your Money:

I post these each week and are free to download and print and I hope you find them useful.

I hope you have a good week and soon it will Christmas. Oh boy, am I ready? Not sure but no longer bitter about it.

I will be doing my programme, Winter Wellness to help you have a better Winter as the days get dark early and can feel very bleak and I often would find I would be extra tired, but now have learned to handle it by making changes and so this will begin on this site and my other blogs: 3rd November 2025.

Many thanks for reading,

Carrie X