Hello and thank you for visiting if you are new, to this blog site. I have a Youtube Channel called Financial Living, where I share How I spend and look after my money and did this because I have been reckless and in debt, but now thankfully it has all been paid off.
I no longer dread looking at my bank accounts and got rid of having a Credit card and Overdraft and use the money I have and monitoring my money has made a huge difference.
I save everyday and check my bank account everyday and today I spent no money debit as paid some bits I need such as Chewing gum, because I keep getting a dry mouth, Vitamin D, a supplement I take this time of the year, bathroom cleaner and washing up liquid.
I post these each week and are free to download and print and I hope you find them useful.
I hope you have a good week and soon it will Christmas. Oh boy, am I ready? Not sure but no longer bitter about it.
I will be doing my programme, Winter Wellness to help you have a better Winter as the days get dark early and can feel very bleak and I often would find I would be extra tired, but now have learned to handle it by making changes and so this will begin on this site and my other blogs: 3rd November 2025.
What is a form of self care. I remember watching one of Mel Robbins Podcasts, which are very good, I do get a lot of inspiration, but there was one guest that talked about how having a bubble bath is not a form of selfcare. Well may be not?. I love the whole process of having a bath whilst listening to an audiobook. So why can’t it be seen as a way of giving myself, self care? It is what helps you when you have had a busy day and Oprah for example reads in the bath and so I feel that was, when listening to the podcast a bit of a misconception. Zoe Sugg for example loves to be in the bath scrolling on her phone, and I bet there are people saying, that that’s a bad thing. Why? If it is relaxing. Selfcare is not the same for everybody.
Budgeting is the same as dieting. I love to budget it helps me from buying another pair of boots and another collection of notebooks. It is not depriving me from anything. Not in my case anyway, but helps me make sure I put money into my son’s account, I pay my phone bill and if I need to buy an emergency item, having budget ensures me that I will have the money should that happen. Its covering anything that may breakdown, like my laptop, a household appliance we use like our Airfryer and so for me it does not feel like a diet.
Going to bed early and you will wake up early. Not for me. I have suffered with Insomnia since a child and would wake up between 3am and 4am and when I tried to go back to sleep I would feel more tired or have a nightmare. When I’ve gone to bed early, to see if helped, I just wake up at midnight and find I have over slept, so for me I now go to bed later. I read my book so as soon I feel the most tired, I drift off nicely and wake up at 5am. Going to bed later has helped me sleep all the way through the night and lowered my Insomnia. It all depends on each person and so if going to bed early helps you, fine, its not one way fits all, but what suits you and your lifestyle.
Eating three meals day. Now I am not saying this is wrong or right. For me I not always a lunch girl and love dinner but not able to do large amount of food, whether it is healthy or not. I find I get indigestion if I eat too much. I have listened to those experts on the TV and on Social media of you can eat large amount of food, as long as it is healthy and there are people who can eat larger amounts, of food and I am working on my food consumption by trying different foods, but eating when I know will fill me up and reduce waste.
I have the mentality to know when I am full. My son is starting to. My husband will skip a meal to have a big meal in the evening, if we have for example Fish n Chips. Chatting with my diabetic nurse she told me not to eat too much fruit, as it is still sugar and that you eat more vegetables and that has worked, but again I not able to eat to much even if it is vegetables. I do think home cooking is good and like cooking. So feel that people should do what works for their body and the recommended portion for their body type by getting help from a dietician, diabetic nurse or your GP.
Scheduling and Planning. I like to now use post it notes. Check out this blog on one of other blog sites: https://organize4thebetter.blogspot.com/2025/10/new-way-of-planning-and-staying-on.html I now have a pinboard that I claimed as my mum and step dad was getting rid of it and it really making a huge difference. I have used Google Calendar but just kept filling up my Inbox and so I now use Notion, Post its and my phone. It is what suits you best. Some like doing Block Scheduling. I tried this method but I found it to restricting. On my phone I use the Notes APP on my phone but it can use up storage. Again depends on your lifestyle.
It is good to listen to others about Selfcare, Finance, getting a good nights sleep, eating nice foods and scheduling and planning, but not to the word because it is what helps you, to manage your life, that fits around your lifestyle.
It is August 2025 and the last month of this years Summer Project and the it is my Autumn Reset programme and so more to come.
In this blog I talk about How Life Is Full of Lessons.
Shouting: I have found by shouting has made matters worse when my son wouldn’t eat his food and one work place, there was a manager who screamed and shouted a lot and it just made you want to pack your bags and go. I am not saying that I am perfect, it can be the first thing you do but it has made matters worse. Go into another room, stay calm and with my son now, giving him two choices, as soon as I feel like shouting I will take breath and say “You got two choices and if you do not choose I will choose for you. Check out his video: https://www.youtube.com/watch?v=jQs5l6ojlOI&list=PL0AyektQNGDGF_ms_qIrBILXsIM_rTjp_&index=6 I give into my son when he begins to get annoyed and have a tantrum but you can’t please your kids all the time and staying calm and not shouting, has better results in your child see getting angry and kicking off leads to me make the choice and take my seriously. In shouting my son would laugh and it really got to me. Now I have stopped myself, it has had a better reaction.
Switch off: One Saturday I was seated on the sofa and every five minutes I was looking at my phone. This was driving me mad and so now I don’t have my phone always near me. I am not always on laptop and found sometimes, to do bits in silence. Like writing, cooking and having a drink.
Being out of debt: It feels so good not to be in debt. I do have a Youtube Channel dedicated to money. https://www.youtube.com/@financialliving I needed to rebuild my relationship with money. My spending was getting out of hand. I did have store cards, catalogue Accounts, overdrafts and an Amazon credit card. I was doing buy now pay later. Now out of debt my life has changed financially and monitor what comes in and what goes out. It feels so good to not to have so much “Money Stress” I call it and I do no spend days and use what I got.
Feeling defeated: Began Park run this year and it was good but wasn’t enjoying it. I was getting self conscious about being last. Since then I have been doing walks with my son, walking in the mornings when he was at school and this week did 30,000 steps. Now I feel ready to go back to doing Park run and even run part of it.
So what have you learned. What is now good in your life and how did you go about improving the way you feel about yourself and your life. Please leave a comment below. It is good to see your life changing for the better by what we have learned about areas in our lives.
Sorry I didn’t post on Monday I had to got the doctors and met up with my mum and step dad, but here is this weeks, it is tips on Getting Organised. I often write a blog all about Organisation: https://organize4thebetter.blogspot.com
I post my cheat sheet each week on various topics and I am not an organised person and because of that I have set up a routine where I will get jobs down, cleaning my home, remembering school dates and any appointments and don’t double book myself.
Hello and hello! Did you enjoy your weekend. It is now the start of a new week. I have been sitting out in the garden with a coffee and written in my journal and do feel so thankful that I am able to do that.
This weeks Cheat Sheet is giving shopping tips of what I have learned since building my Financial life and I have a Youtube Channel all about Money and Finance and my experiences of being in debt, saving and spending.
These are free to download and print, and I post them every week and wanted to do this to help you build your life and since practicing these tips written my life has been better and “Lifestyle” which is my word this year, has been better.
If you want to be notified of when I post on this site then, all you have to do is subscribe and there is no cost in doing so.
Hello and welcome! It is nearly the end of another Month. Please check out my Newsletter for April, sharing what I got up to during Easter and what is coming up in terms of my content. Monthly Newsletter
So in this Cheat Sheet are one minute tasks, as I always like to do these tasks daily and weekly and helps to break up these tasks, helps me to not feel bogged down and once done can breath instead of having a pile of coats everywhere, shoes putting dirt on your shoes, not getting dirt around the rest of the house, not being a eye sore and having more to do:
Hello! I hope this week sees you well if you are off with your kids on holiday. If you are new to this site then welcome! Each Monday I post free printables to help you with various areas, when we take on so much. I began these through when I worked because I found them great to look at to give advice and help and wanted to do this too to help coach and see people getting there plans completed and achieved.
This weeks is all about Where You Can Save Money as money is tight at the moment. I watch a lot of financial videos to help me handle my money and do have a Youtube channel too, which is all about managing my money to help you manage yours. Check out this link: https://www.youtube.com/@financialliving
This month I am doing some more training. Check out my last blog on this site: breaking-barriers
It will be free and will making videos and blogs if you are looking to Make Changes to your life and feel better about yourself and your life and will be writing another blog for the programme this week.
Hello and happy Monday! How was your half term? Did you go on holiday or had days out? My son went to a holiday club and my son got his hair cut with his dad as he has few free ones to use.
I thought this Cheat Sheet should be about Finance as this can cause us anxiety when it comes to school holidays as if you are like me a tight budget I have to plan ahead and because my son loves his holiday club at last minute was able to book him to go another day.
These are free to download and print off. If you’d like to be informed of when I post on this site then please subscribe and I do have a Youtube channel called Financial Living where I post videos about how manage my money to help you manage yours.
Hello it is Monday once more and time for a new free printable of tips on Getting your life together that you may find useful and simple but effective.
